Overview
- Congress remains at an impasse on day three of the shutdown as Democrats refuse a GOP stopgap without action on enhanced Affordable Care Act premium tax credits and Republican leaders push a clean funding bill.
- KFF’s late‑September poll finds 78% of U.S. adults want the credits extended, including 59% of Republicans and 57% of MAGA supporters, while about six in ten adults say they have heard little or nothing about the pending expiration.
- KFF estimates subsidized enrollees’ average annual premiums would jump 114% from $888 in 2025 to $1,904 in 2026 if the credits expire, and the Congressional Budget Office projects roughly 4 million could lose coverage next year.
- Insurers are preparing sizable 2026 rate hikes in Ohio as uncertainty persists, with filings ranging from 2.5% to 42% and large carriers such as Centene proposing 25%–28% increases; state regulators face mid‑October deadlines ahead of Nov. 1 open enrollment.
- Political risk is rising for Republicans as the poll shows more supporters of extending the credits would blame President Trump or the GOP if they lapse, and news reports say some White House advisers have privately discussed proposals to continue the subsidies.