Overview
- Negotiations are available online via the Serasa website, app and official WhatsApp or in person for free at more than 7,000 Correios agencies with photo ID and CPF required.
 - Offers include discounts of up to 99% and installment plans starting at R$ 9.90, with some creditors enabling immediate name clearing after PIX payment.
 - Over 1,600 companies from sectors such as banks, retail, telecoms and utilities are participating, with organizers reporting 633 million debts available for negotiation.
 - Selected Correios locations host financial‑education specialists on Nov. 3–4 to advise consumers on budgeting, avoiding re‑indebtedness and maintaining a clean credit record.
 - A separate banks’ mutirão runs through Nov. 30 with more than 160 institutions alongside the Central Bank, Senacon and Procons, covering bank debts via official channels and excluding secured financings such as vehicles and mortgages.