Overview
- The Jan. 21 round covers beneficiaries whose birthdays fall between the 11th and 20th of any month, following the Jan. 14 disbursement and ahead of the Jan. 28 round for birthdays 21–31.
- February’s Supplemental Security Income will be paid on Jan. 30 because Feb. 1 falls on a Sunday, with maximum federal amounts of $994 for individuals and $1,491 for couples.
- The 2026 cost-of-living adjustment increased Social Security benefits by 2.8%, lifting average retirement checks by about $56 per month, according to the SSA.
- Many recipients will see part of that increase offset by a nearly 10% rise in Medicare Part B premiums to $202.90 per month.
- Benefit amounts depend on lifetime earnings and claiming age, and recent reports cite differing top figures for a 70-year-old claimant in 2026 ($5,181 vs. $5,108), reflecting varied assumptions.