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Sebi Warns on Unregulated Digital Gold, Urges Shift to Regulated Gold Instruments

The regulator warns these offerings fall outside its rules, exposing buyers to counterparty and operational risks.

Overview

  • Sebi said digital and e-gold products are neither notified as securities nor regulated as commodity derivatives, so standard investor protections do not apply.
  • The watchdog noted a surge in such offerings on online platforms and through jewellers, where they are marketed as convenient alternatives to holding physical gold.
  • Indian Express reported MCX spot gold prices have risen about 59% over the past year, a jump that has helped draw retail interest to digital gold.
  • Investors were directed toward Sebi-regulated avenues such as gold ETFs, exchange-traded commodity derivatives, and electronic gold receipts, with experts also recommending Sovereign Gold Bonds.
  • Market experts highlighted default and operational risks from unregulated platforms and advised holders to review custody, audits, and disclosures rather than rushing to redeem.