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SEBI Warns Against Unregulated ‘Digital Gold,’ Urges Shift to Regulated Gold Instruments

The regulator said popular app-based offerings fall outside its purview, leaving buyers without securities‑market safeguards.

Overview

  • In a November 8 advisory, SEBI said digital or e-gold products offered by some online platforms and jewellers are neither securities nor commodity derivatives and operate outside its oversight.
  • The watchdog cautioned that such products can expose investors to counterparty and operational risks due to the absence of statutory oversight and clear custody frameworks.
  • SEBI clarified that investor protection mechanisms available in the securities market do not apply to these unregulated offerings.
  • Investors were directed to regulated avenues such as gold exchange-traded funds, exchange-traded commodity derivative contracts, and Electronic Gold Receipts tradable on stock exchanges through registered intermediaries.
  • Despite caution on unregulated products, demand for regulated exposure remains strong, with India’s gold ETFs seeing USD 850 million in net inflows in October, according to World Gold Council data.