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SEBI Proposes BSDA Overhaul to Exclude ZCZP Bonds, Delisted Stocks

The regulator has opened a consultation on BSDA eligibility calculations with comments due by December 15.

Overview

  • Sebi’s consultation paper proposes removing Zero Coupon Zero Principal bonds from the portfolio value used to determine Basic Services Demat Account eligibility.
  • The regulator says ZCZP bonds are non-transferable and non-tradable with no return or redemption value, making them akin to social contributions rather than investable assets.
  • Delisted securities would be treated on par with suspended securities for BSDA valuation to reflect the absence of liquidity and transparent price discovery.
  • For illiquid listed securities, Sebi recommends using the last closing price when assessing whether an account qualifies for BSDA benefits.
  • Operational changes include system-driven quarterly reassessment of eligibility by depository participants and broader authenticated digital options for beneficial-owner consent.