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Schwab Reportedly Preparing S&P 500 Binary Contracts With Cboe

Approval would let retail clients place yes-or-no S&P 500 bets inside brokerage accounts.

Overview

  • Multiple reports on Monday said Charles Schwab is working with Cboe Global Markets to offer binary-option-style contracts tied to the S&P 500 that have not yet been launched or confirmed by Schwab.
  • The contracts would use listed-options plumbing: a traditional options wrapper, cash settlement, central clearing by the OCC, and a fixed payout if the index closes above or below a set level.
  • Cboe’s Plus Zone feature would give partial payouts for near-miss outcomes so trades can pay something short of the full payout when a prediction is roughly correct.
  • The product’s rollout, customer eligibility, fee levels and breadth of markets depend on final company approvals, exchange filings and regulatory review, so availability and scope remain uncertain.
  • If offered to customers, the brokerage distribution could move simple prediction-style volume out of crypto-native platforms by letting retail investors trade these outcomes inside familiar broker screens.