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Schwab Confirms Mid-2026 Spot Crypto Trading as Record Q3 Fuels Expansion

Management says strong quarterly growth positions the firm to extend digital-asset access.

Overview

  • The company targets the first half of 2026 for integrated spot cryptocurrency trading that will cover major digital assets for both retail and institutional clients.
  • Third-quarter results beat expectations with adjusted earnings of $1.31 per share and revenue of $6.1 billion, as total client assets reached about $11.6 trillion.
  • Retail engagement stayed elevated with more than one million new brokerage accounts for a fourth straight quarter, daily trades near 7.4 million up roughly 30%, and margin balances around $97 billion.
  • Net new assets totaled $134.4 billion, up about 48% year over year, while higher-cost bank funding was cut to $14.8 billion as client sweep cash increased.
  • Schwab cites a roughly 90% year-over-year jump in crypto site visits and client ownership of about 20% of U.S. crypto ETPs as key demand signals for the planned spot offering.