Overview

• Affiliates may submit a single request from October 21, 2025, during a 90‑day window that runs through January 19, 2026, under the SBS operative procedure.
• Up to S/21,400 (4 UIT) from each Cuenta Individual de Capitalización will be disbursed in as many as four monthly tranches of up to 1 UIT, with official latest payment dates of November 20, December 20, January 19 and February 18.
• Each installment is scheduled 30 days after the previous one based on the quota value at the time of debit, and affiliates may desist once by notifying their AFP at least 10 days before a scheduled payout.
• AFPs must publish DNI‑based filing calendars and enable physical and virtual channels, including options for affiliates abroad or with physical limitations, and members are urged to update web keys and contact data to avoid delays.
• The SBS mandated a dedicated accounting entry plus cybersecurity and information‑retention controls, only allowing up to 30% retention per installment for alimentary debts, while Bank of America flags long‑term risks to savings and investment.