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SBI Ripple Asia and Doppler Finance Sign MOU to Explore Institutional XRP Yield and Tokenized Assets on XRPL

The exploratory pact puts regulated custody at the center of a compliance-first design to test whether XRP can become a yield-bearing asset for institutions.

Overview

  • SBI Ripple Asia and Doppler Finance agreed to collaborate under a memorandum of understanding to develop XRP-based yield infrastructure and real‑world asset tokenization on the XRP Ledger.
  • SBI Digital Markets was named the institutional custodian, offering segregated custody under Monetary Authority of Singapore oversight.
  • The tie-up is SBI Ripple Asia’s first collaboration with an XRPL‑native protocol, signaling a new push toward institution-focused products on the network.
  • Because XRP lacks native staking, any prospective yield products would rely on off-ledger return sources, and no commercial launch or timeline has been announced.
  • Analysts note XRPL’s relatively small DeFi footprint versus Ethereum and highlight that regulatory scrutiny of tokenization will make disclosures, eligibility controls, and redemption mechanics decisive.