Overview
- SBI reported standalone net profit of about Rs 20,160 crore for Q2, a year‑on‑year increase of roughly 10%.
- A one‑time gain of Rs 4,593 crore from selling SBI’s stake in Yes Bank materially lifted the headline result.
- Asset quality at SBI improved, with gross NPAs at 1.73% and net NPAs at 0.42% of advances by September 30, 2025.
- SBI’s provisions rose to Rs 5,400 crore even as operating profit declined 6.8% year on year and NII grew 3%.
- City Union Bank posted Rs 329 crore in Q2 net profit, up 15% year on year, as gross and net NPAs fell to 2.42% and 0.90% and CRAR eased to 21.68%.