Overview

• State Bank of India disbursed Rs 32,311.02 crore in education loans between FY 2022-23 and FY 2024-25, making it the top PSB lender.
• Maharashtra recorded the highest state-wise disbursals at Rs 11,426.47 crore, followed by Kerala and Andhra Pradesh.
• Union Bank of India (Rs 14,558.77 crore), Bank of Baroda (Rs 8,468.53 crore), Canara Bank (Rs 7,094.19 crore) and Punjab National Bank (Rs 5,004.71 crore) were other major lenders.
• RBI’s provisional GNPA data for March 2025 show SBI’s education-loan NPAs at Rs 336 crore, highlighting ongoing repayment challenges.
• The figures were provided in a written reply to the Rajya Sabha, offering granular bank- and state-level insights into lending patterns and asset quality.