Overview

• Companies can choose from multiple repayment models that start with a six-month interest-free period followed by fixed rates ranging from 0.5% for one year to 1.5% over three years.
• Entrepreneurs reporting net incomes below €35,000 and assets under €40,000 can qualify for full exemption, with higher thresholds for families receiving child benefits.
• The Sächsische Aufbaubank has begun processing roughly 84,000 pending applications while closing over 49,000 cases that have returned €672.7 million to the state coffers.
• The framework encompasses nearly €2.9 billion disbursed to about 98,000 beneficiaries and preserves open oversight to comply with federal requirements and protect taxpayer funds.
• Firms unable to start repayments after the interest-free window can apply for extended deadlines to ensure financial stability under the new regime.