Overview
- Fresh surveys report saving more (43%), paying down debt (37%) and spending less (31%) as the top resolutions, with broader research showing financial stability as a leading New Year priority.
- Experts urge specific, measurable targets, automatic transfers to savings or retirement accounts, periodic credit-report reviews and straightforward budgeting frameworks such as the 50/30/20 rule.
- Advisers recommend pairing short-term aims like credit-card payoff and emergency-fund building with longer-term moves like boosting retirement contributions.
- Guidance highlights concrete actions people are taking, including selling a home to reduce high-interest balances, using debt consolidation, trimming discretionary purchases and trying no-buy challenges.
- Additional updates note growing resolution intent for 2026 and reinforce progress tracking to sustain motivation and balance near-term needs with future security.