Overview

• German clients can buy, sell and hold bitcoin, ether, litecoin, polygon and cardano directly within Openbank’s investment platform.
• Users keep funds inside their Openbank accounts without transferring to external exchanges or wallets.
• Spain is slated to receive the service in the coming weeks, with additional tokens and crypto‑to‑crypto conversions planned afterward.
• Openbank is charging a 1.49% fee per trade with a €1 minimum and no custody fees for holding digital assets.
• Grupo Santander frames the move as a response to customer demand and part of a broader push by European banks to offer regulated crypto access.