Overview

• 38 Santander branches will shut across the UK this month, marking the latest phase of its 95-site closure plan announced earlier this year.
• July’s exits bring the total number of bank closures nationwide to 41, with Lloyds Bank and Halifax adding three more sites.
• The move contributes to an industry-wide reduction expected to remove 399 branches by the end of 2025 amid rising online banking.
• Santander will maintain 349 full-service branches and Work Cafés while deploying Community Bankers in community hubs and upgrading its mobile app.
• Major lenders including NatWest, Lloyds Bank and Halifax are accelerating high-street network cuts in response to shifting customer habits.