Overview

• Edge Explorer costs £17 per month and offers 1% cashback on eligible debit card spending capped at £10 plus up to £10 on household bills paid by direct debit.
• Perks include worldwide family travel and mobile phone insurance, UK and European breakdown cover, 24/7 remote GP access, no foreign exchange fees on overseas purchases, and no Santander fees on international money transfers.
• The linked Edge Saver pays 6.00% AER on up to £4,000, with an introductory bonus rate for the first 12 months from account opening.
• Eligibility requires UK residency and ages 18 to 73, with one account per person and joint applicants needing to live at the same address.
• Moneyfacts' Rachel Springall urges customers to weigh benefits against the fee, while rivals such as Nationwide’s FlexPlus charge £18 per month and currently offer a £175 switching incentive via CASS.