Overview
- RIA Novosti’s ranking shows the average monthly mortgage payment equals 48.8% of two workers’ net wages nationwide, with Chukotka and Yamal-Nenets most affordable and Kalmykia and North Ossetia least affordable.
- In Tatarstan, past-due mortgage debt nearly tripled over the year to 5.7 billion rubles, the highest arrears total in the Volga Federal District, according to Bank of Russia data cited by RBC‑Tatarstan.
- The National Bureau of Credit Histories reports banks rejected over 60% of mortgage applications in September, marking a sharp tightening in approvals.
- National Credit Ratings says large developers’ median leverage rose from about 3.0 to 4.2 (Total Debt/OIBDA) between July 2024 and July 2025, as the Bank of Russia’s 40% risk-surcharge for highly leveraged corporates takes effect on December 1.
- Sberbank’s Domklik service reports a fourfold increase in individual housing construction mortgages in Q3 versus Q1, with family mortgage programs accounting for roughly 80% of issuance.