Overview

• Bank of Russia Governor Elvira Nabiullina disclosed the 87.5% reading during the Finopolis‑2025 plenary session.
• By this measure of non‑cash use, Russia places among the top five larger economies, according to the central bank.
• Beyond point‑of‑sale payments, 88.5% of financial products are now acquired digitally, the regulator reported.
• The central bank still expects the cashless share to move toward roughly 90% by year‑end, consistent with a July projection by Alla Bakina.
• VTB forecasts a 5% drop in cash withdrawals in 2026 and says non‑cash methods already account for nearly nine of ten purchases.