Overview
- Insurance pensions rise 7.6% from January 1, 2026, with the fixed payment set at 9,600 rubles and the pension point at 156.76 rubles, bringing the minimum old-age payment to 14,278 rubles.
- January 2026 pensions will be credited in late December for those whose usual dates fall in early January, with bank transfers expected December 25–29 and cash via Russian Post December 25–30 under Social Fund arrangements.
- The funded pension will be paid over an expected 270 months starting in 2026, with about 152,000 people receiving monthly averages near 1,500 rubles and roughly 705,000 getting lump sums averaging 68,000 rubles.
- A lump-sum payout applies when the calculated monthly amount is no more than 10% of the pensioner subsistence minimum, implying a 2026 threshold near 439,776 rubles for total accumulations.
- Eligibility in 2026 includes women born in 1967 and men born in 1962, with early retirement possible for women born in 1969 and men born in 1964 with 37 and 42 years of service respectively, while proposals for a 13th pension and a New Year payment remain under review.