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Russia Reasserts Ruble-Only Payments, Keeps Crypto Out of Domestic Use

The move leans on the 2020 law to preserve monetary control through investment-only rules, limited cross-border trials, plus a digital ruble pilot.

Overview

  • State Duma financial markets chair Anatoly Aksakov said cryptocurrencies will never be treated as money in Russia and that all domestic payments must be in rubles.
  • Russia’s 2020 digital assets law underpins the ban on crypto payments by classifying digital currencies as property rather than legal tender.
  • The Bank of Russia maintains hard-line opposition to private-crypto payments and continues testing a central bank digital currency designed to operate alongside cash and non‑cash rubles.
  • Authorities permit narrowly scoped use of crypto in cross-border settlements under an experimental legal regime developed as an alternative to restricted international payment rails.
  • Officials support regulated mining and allow crypto investment products through financial institutions, yet banks are barred from processing payments in digital currencies.