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Russia Finalizes Bill to Open Retail Crypto Trading With 300,000-Ruble Limit

Lawmakers will weigh moving crypto into the normal regulatory framework, with retail access restricted by testing plus a 300,000-ruble yearly ceiling.

Overview

  • Anatoly Aksakov says the draft will be taken up in the spring 2026 State Duma session.
  • The proposal removes cryptocurrencies from special financial regulation and brings them under standard oversight.
  • Non-qualified investors could buy up to 300,000 rubles (about $3,800) in crypto after a risk-awareness test, while qualified participants face no cap.
  • Anonymous and privacy-focused tokens would remain restricted under the central bank’s transparency rules.
  • The framework contemplates cross-border settlements using digital assets, and Russia’s digital ruble rollout remains on track for full implementation by September 2026.