Overview

• Robinhood Banking will launch in fall 2025, offering 4% APY savings accounts, FDIC insurance up to $2.5 million, and unique features like same-day cash delivery to customers' doorsteps.
• Robinhood Strategies provides actively managed investment portfolios, including ETFs and individual stocks, with a 0.25% annual fee capped at $250 for Gold members.
• The AI-driven Cortex tool, set to debut later in 2025, will deliver real-time market insights and personalized trading suggestions for Gold subscribers.
• Gold members will gain access to private banking services, including estate planning, tax advice, and luxury perks such as tickets to exclusive events and private jet travel.
• Robinhood's expansion aims to democratize financial tools traditionally reserved for the ultra-wealthy, positioning the company as a competitor to traditional banks and fintech firms.