Overview

• Robinhood Banking will launch in fall 2025, offering 4% APY savings accounts, checking accounts, cash delivery, and international money transfers.
• The new Robinhood Strategies service provides AI-driven wealth management with active portfolio management for a 0.25% annual fee, capped at $250 for Gold subscribers.
• Users can invest with as little as $50 in ETF portfolios, while a $500 minimum unlocks access to individual stock portfolios managed by Robinhood experts.
• Premium perks for Gold subscribers include private banking features, estate planning, tax advice, and access to high-profile events like the Oscars and Met Gala.
• Robinhood's upcoming AI tool, Cortex, will provide real-time market analysis and insights later in 2025, further integrating technology into its offerings.