Overview
- Robinhood Gold subscribers can apply through the app or website for mortgage rates at least 75 basis points below the national average plus a $500 closing-cost credit on purchases or refinances.
 - Sage Home Loans serves as the lender of record and handles underwriting and origination through its digital workflow, with all of its loan types available.
 - The program follows a summer pilot with a subset of Gold users that company leaders described as generating strong initial feedback.
 - Robinhood frames the offer as a way to deepen customer financial relationships and lower barriers to homeownership for users who have not yet bought a home.
 - Executives said the deal grew from prior successful work with Sage’s parent, Red Ventures, and the offer is presented as the sole mortgage option on Robinhood’s pages.