Rising Auto Insurance Costs Impact Majority of German Drivers

A new survey reveals significant price increases for auto insurance policies, with both full coverage and liability premiums affected.

A Verivox survey found that 86% of German vehicle owners are facing higher auto insurance premiums in 2025, regardless of accident history or loyalty to insurers.
70% of drivers with full coverage (Vollkasko) reported price hikes, while 52% with mandatory liability coverage also saw increases.
Hidden price increases were noted, as 20% of drivers did not receive expected discounts for accident-free driving, effectively raising their rates.
Insurance companies cite rising costs for car repairs, including more expensive parts and higher labor fees, as the main drivers of premium hikes.
Consumer advocates recommend comparing policies, adjusting declared annual mileage, and exploring alternative insurers to mitigate rising costs.