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RippleX Adds Machine Payments Protocol and Open Wallet Standard to XRPL Developer Kit

The Thursday update lets AI agents authorize payments and request policy-controlled signing without exposing private keys, positioning XRPL as one settlement option for agentic commerce.

Overview

  • On Thursday RippleX released version 1.1 of its XRPL AI Starter Kit that adds support for the Machine Payments Protocol (MPP) and the Open Wallet Standard (OWS).
  • MPP integration lets AI agents pay services by returning a machine-readable price and authorizing settlement through XRPL without a human checkout page.
  • OWS support lets agents request signed payments from an encrypted wallet vault so private keys are not exposed while spending rules and limits remain enforced.
  • The release is beta and session-based repeated payments work today only with XRP via XRPL Payment Channels; RLUSD session support is planned but depends on the proposed XLS-93d ledger amendment.
  • The standards are open and cross-chain so XRPL is now one possible rail among others; key signals to watch are named commercial integrations, MPP-specific volume and the activation date for XLS-93d.