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Ripple Wins UK FCA EMI Authorization for Regulated Payments

The approval confirms AML and counter-terrorist financing compliance under FCA oversight.

Overview

  • Ripple Markets UK Ltd. now appears on the FCA register with Electronic Money Institution status, permitting regulated e‑money and payment services in Britain.
  • The authorization is limited in scope and does not constitute full financial services licensing for banking or regulated investment products.
  • FCA registration under UK money‑laundering rules confirms required controls such as transaction monitoring, customer due diligence, and suspicious‑activity reporting.
  • Ripple is expected to use the UK authorization to expand its regulated cross‑border payments footprint and strengthen ties with banks and payment providers.
  • XRP edged higher after the update, trading around $2.10 with gains over the past week, according to CoinGecko.