Particle.news
Download on the App Store

Ripple Wins Luxembourg ‘Green Light’ for EMI License to Scale EU Payments

The preliminary approval advances Ripple toward MiCA‑aligned authorization, unlocking EEA passporting upon final approval.

Overview

  • Luxembourg’s CSSF issued a preliminary Electronic Money Institution approval via a formal Green Light Letter that follows Ripple’s UK FCA EMI license and cryptoasset registration on Jan. 9.
  • The CSSF nod signals completion of legal review while final operational conditions must be met before full authorization and passporting across the European Economic Area.
  • Ripple says the approvals are central to expanding Ripple Payments for regulated cross‑border settlement using stablecoins and digital assets, including integration of institutional‑grade infrastructure.
  • The company reports more than 75 licenses and registrations worldwide, with Ripple Payments processing over $95 billion in volume and reaching about 90% of daily FX markets.
  • Executives describe Luxembourg as providing legal certainty for financial innovation as Ripple pursues a Europe‑first buildout aligned with the EU’s Markets in Crypto‑Assets framework.