Overview

• Most of Ripple’s 300+ bank partnerships still transact off-chain due to anti-money laundering rules and uncertainty over public decentralized exchanges.
• Ripple CTO David Schwartz confirmed XRP continues to dwarf other assets as the primary bridge currency in Ripple Payments despite growing stablecoin use.
• Schwartz argued that XRP’s price volatility can benefit bridge use cases by ensuring liquidity providers hold enough inventory for on-demand transactions.
• Permissioned domains will let compliance-bound institutions transact on-chain with pre-vetted counterparties without restricting the ledger’s open liquidity.
• Major firms such as BlackRock choose XRPL for its neutral, interoperable architecture and global accessibility rather than building proprietary blockchains.