Particle.news

Download on the App Store

Ripple to Acquire Rail for $200 Million to Broaden Stablecoin Payments Network

The acquisition unites Rail’s automated compliance tools with Ripple’s digital asset network to drive cross-border stablecoin payments under new federal rules.

Overview

  • Ripple has agreed to purchase Toronto-based Rail for $200 million in a deal set to close in Q4 2025, pending approval by U.S. regulators.
  • Rail processes an estimated 10% of global stablecoin payment volume and offers virtual accounts plus automated back-office functions for faster, lower-cost cross-border transfers.
  • By integrating Rail’s technology, Ripple aims to enhance its RLUSD and XRP payment services, building on its earlier Hidden Road acquisition.
  • President Trump’s July stablecoin law established a federal regulatory framework that underpins Ripple’s expanded compliance-driven payment infrastructure.
  • The move positions Ripple to challenge market leaders Tether and Circle by offering a unified, regulation-aligned stablecoin payment solution.