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Ripple Secures Full EU Electronic Money License in Luxembourg

The Luxembourg authorization gives Ripple EU-wide permission to offer regulated electronic‑money services.

Overview

  • Luxembourg’s financial regulator CSSF granted Ripple final Electronic Money Institution status after a preliminary green light in January.
  • The license enables passporting across EU member states to scale the institution-focused Ripple Payments product.
  • The move follows recent U.K. FCA approvals for an EMI license and cryptoasset registration, widening Ripple’s regulated reach.
  • Ripple says it now holds more than 75 licenses worldwide and has not specified timelines or priority EU markets for rollout.
  • Company leaders call the authorization a transformative step for European clients, with recent fundraising and acquisitions cited as support for expansion.