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Ripple Secures Full EMI License in Luxembourg to Expand EU Payments

The final authorization moves the firm from preliminary approval to fully supervised status for EU e‑money operations.

Overview

  • Luxembourg’s CSSF granted Ripple a full Electronic Money Institution license after the company met required conditions, completing last month’s preliminary clearance.
  • The license enables Ripple to offer regulated electronic money services and scale Ripple Payments across the European Union through passporting.
  • Managing director Cassie Craddock said the authorization supports delivering compliant blockchain infrastructure to clients across Europe.
  • The move follows Ripple’s January approvals from the U.K. Financial Conduct Authority for an EMI license and cryptoasset registration.
  • Ripple says it now holds more than 75 licenses globally and has not specified timing or the first EU markets for rollout.