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Ripple Launches Unified Fiat and Stablecoin Payments Platform

By folding Palisade and Rail into Ripple Payments, the company pitches a licensed single‑provider stack for banks and fintechs.

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Ripple expands universal payments platform across fiat and stablecoin rails
Ripple positions as one stop digital asset hub with major payments expansion
Ripple expands payments platform into end to end stablecoin infrastructure as processed volume tops $100 billion

Overview

  • The upgrade consolidates managed custody, wallet provisioning, named virtual accounts, automated conversion and sweeps, liquidity tools, and payouts into one integration.
  • Ripple says the platform is live in 60+ markets and has processed more than $100 billion in total volume for enterprise users.
  • RLUSD is embedded as a settlement and liquidity layer, with circulating supply reported around $1.5 billion and monthly reserve attestations, and issuance on XRPL and Ethereum.
  • Ripple reports 75+ regulatory licenses, including NYDFS trust oversight, conditional OCC approval for a national trust bank charter, and recent EU and UK authorizations.
  • Customers cited include AMINA Bank, Banco Genial, Corpay, MassPay, AltPayNet, ECIB, and CambioReal, with Corpay using RLUSD for instant funding and settlement in Asia‑Pacific.