Overview

• A Carroll County grand jury charged Wendy and Edward Osefo with seven counts of insurance fraud, eight counts of conspiracy, and one count of making a false statement to police.
• Deputies arrested the couple in Westminster after executing a search warrant, and both were released on $50,000 bonds.
• Investigators say store records show some items reported stolen had been refunded before the alleged April 2024 break-in, and images later depicted Wendy wearing a ring listed as missing.
• Court filings describe inconsistencies at the reported entry point of the Finksburg home, undermining the account of a ransacked bedroom and closets.
• Charging documents note the couple’s reported losses included high-value jewelry and designer goods, and prosecutors wrote that the Osefos were burdened by substantial debt.