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Revolut Wins Final Approval to Operate as a Bank in Mexico, Starts Beta Ahead of 2026 Rollout

The UK fintech is moving into a regulator-supervised beta for waitlist users with IPAB-insured deposits before a broader launch in early 2026.

Overview

  • Mexico’s CNBV, with Banco de México’s sign-off, granted Revolut final authorization to operate as an Institución de Banca Múltiple.
  • A controlled beta with selected users from the waiting list begins in the coming weeks, with a mass-market launch targeted for early 2026.
  • Customer deposits will be protected by IPAB insurance up to roughly 3.4 million pesos per depositor.
  • Revolut says it is the first independent digital bank to complete Mexico’s full licensing and approval process from scratch.
  • The company frames the move as part of a broader Americas strategy that includes operations in the U.S. and Brazil and efforts to secure a licence in Colombia and acquire a bank in Argentina.