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Retail Earnings Week Puts U.S. Consumer to the Test

Results from Walmart, Target and Home Depot will show whether cooling inflation plus weak hiring are cutting into household spending.

Overview

  • Following Friday's 0.6% drop in July retail sales, investors are watching this week's earnings from major chains to judge if the weakness is temporary or the start of a broader consumer pullback.
  • Walmart's report on Thursday is a focal point because management has said shoppers showed signs of financial distress and the company has cut prices to try to retain customers.
  • Target, which raised full-year guidance last quarter, will be monitored for shifts in discretionary spending since its mix leans heavily on apparel and home goods that shoppers trim first.
  • Home Depot and other home-improvement retailers will reveal whether weak housing affordability and higher borrowing costs are continuing to suppress big-ticket renovation demand.
  • Minutes from the July Federal Open Market Committee meeting due midweek, together with aggregated retailer guidance, could change market expectations for future rate moves and influence hiring and wage plans.