Overview

• Banks are closed on Oct. 1 in many states for Dussehra/Ayudha Puja/Maha Navami/Vijayadashami/Durga Puja, while Mumbai branches are operating as usual today, according to local listings.
• All branches across India will be shut on Oct. 2 for Gandhi Jayanti, which also coincides with Dasara, Vijaya Dashami and the Janmotsav of Sri Sri Sankardeva.
• Early‑October variations include Sikkim closures on Oct. 3–4 (Durga Puja/Dasain), Lakshmi Puja on Oct. 6 in Tripura and West Bengal, and Maharshi Valmiki Jayanti/Kumar Purnima on Oct. 7 in Karnataka, Odisha, Chandigarh and Himachal Pradesh.
• A Diwali cluster brings additional state‑wise closures around Oct. 20–23, followed by Chhath Puja on Oct. 27–28 in Bihar/Jharkhand/West Bengal and Sardar Vallabhbhai Patel Jayanti on Oct. 31 in Gujarat.
• UPI, internet and mobile banking and ATMs remain available, but cheque clearing, NEFT and RTGS may face delays; banks also observe second and fourth Saturdays and all Sundays, so check official schedules and plan branch visits.