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Reeves Weighs £1bn Motability Tax Break Cut With Premium Cars Under Review

Officials say no decision has been taken, with tax exemptions seen as the main target.

Overview

  • Reports say ministers are exploring ending VAT and insurance premium tax reliefs on Motability leases, a change estimated to raise about £1bn a year.
  • Excluding premium marques such as BMW, Mercedes and Audi is under consideration, affecting roughly 40,000 higher-end vehicles on the scheme.
  • Whitehall sources indicate removing tax breaks is likelier than tightening eligibility, with broader welfare reforms still being examined.
  • Rachel Reeves said she "can't leave welfare untouched" this parliament as the 26 November Budget approaches and forecasters flag a large fiscal gap.
  • Disability charities including Scope and Transport for All warn the plans would raise costs and risk isolating users of a scheme serving about 800,000–860,000 people.