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Reeves Poised to Cap Cycle to Work Purchases in Budget Shake-Up

Reports say the move targets costly claims to refocus tax relief on everyday commuting.

Overview

  • The Financial Times reported that the chancellor and HMRC plan to reintroduce a spending limit on bikes obtained via salary sacrifice, with details expected in the 26 November Autumn Budget.
  • Officials have briefed that the change would curb tax breaks for high-priced e-bikes and performance models used for leisure.
  • HMRC estimates put the scheme's cost at about £130 million in 2024–25, up since the original £1,000 cap was lifted in 2019 to expand access to e-bikes.
  • Industry figures, including retailer Will Pearson, warn that restricting higher-priced purchases could deter uptake of reliable e-bikes and slow green commuting goals.
  • The scheme lets employees repay bike costs from gross pay before income tax and National Insurance, yielding larger savings for higher-rate taxpayers, and any revisions remain unconfirmed until the Budget.