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Reeves Makes Help to Save Permanent, With Wider Access Planned From 2028

The programme pays a 50% bonus on up to £2,400 saved over four years to help low‑income households build a financial buffer.

Overview

  • The Chancellor confirmed in her Budget that the scheme, previously due to end in 2027, will continue on a permanent basis.
  • Treasury briefings outline an eligibility expansion from 2028 to parents and carers on Universal Credit, adding roughly 1.5 million potential savers.
  • Eligible users can deposit up to £50 a month and receive bonuses of up to £1,200, paid after the second and fourth years.
  • Officials say more than 500,000 people have already benefited, with HMRC reporting over £220 million paid out in bonuses.
  • The planned widening targets Universal Credit claimants with children in education and carers providing at least 35 hours of care.