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Reeves Confirms 4.8% State Pension Rise From April 2026 Under Triple Lock

Experts warn the triple lock uplift could pull more retirees into income tax.

Overview

  • The full new State Pension will rise to about £241.30 a week (£12,547.60 a year) and the full basic rate to about £184.90 a week (£9,614.80) from April 2026.
  • The Government pledged to retain the triple lock for this Parliament, with roughly 12–13 million pensioners set to benefit.
  • With the personal allowance frozen at £12,570, higher payments move many closer to tax liability, and future increases could push some over the threshold.
  • A two‑tier gap remains: newer retirees gain around £575 a year while those on the older basic pension receive about £440, and many do not get the full headline rates.
  • The Budget also abolishes voluntary Class 2 National Insurance for people living abroad, as analysts note the State Pension still falls short of basic living‑cost benchmarks.