Redfin Ranks Most Affordable Cities by State as Many Exceed 30% Housing Burden

Overview

• Redfin released state-by-state rankings of 20 cities based on payment-to-income averages for January–October 2025, with Stacker distributing the lists to local outlets on Dec. 29–30.
• Texas’s most affordable city is Atascocita at 21.5%, with a $320,742 median sale price and a typical $2,048 monthly mortgage payment.
• Colorado’s list is led by Erie at 35.5%, with a $758,836 median sale price and a $4,844 monthly payment.
• California names Elk Grove first at 40.9%, and several entries reach or top 50%, including Carmichael at 50.9%.
• Oregon ranks Sandy first at 36.7%, underscoring that many top entries sit above the 30% affordability benchmark, with some such as Littleton, Colorado at 55.4%.