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4h ago

Real Brokerage Launches Real Wallet Capital, Bringing Embedded Lending to Agents in 28 States and D.C.

The embedded service ties credit to each agent’s performance data, automating repayment via future commissions.

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Overview

  • Real Wallet Capital operates inside Real’s reZEN platform, using continuous underwriting based on historical earnings, pending transactions and projected income.
  • Eligible agents can view offers, sign agreements and receive same-day transfers to their Real Wallet accounts, with repayments deducted from commissions and revenue share.
  • The initial rollout covers 28 states and the District of Columbia, with the company stating it plans a nationwide expansion in the coming months.
  • Real positions the launch as the first use of embedded lending in residential brokerage, a claim attributed to company leadership.
  • Agent testimonials cited by Real report two-minute applications and funding within hours for marketing and deal-bridging needs; U.S. banking services are provided by Thread Banker, Member FDIC, and Real Wallet Capital is offered by Real Broker Financial, LLC.