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RBNZ Cuts Rate to 2.25% and Signals End of Easing Cycle

Fresh projections point to a 2026 pause, then a gradual rise by late 2027.

Overview

  • The Monetary Policy Committee voted 5–1 to lower the Official Cash Rate by 25 basis points to 2.25% at its Nov. 26 meeting.
  • The bank’s track now shows the OCR around 2.25% in early 2026 and near 2.65% by late 2027, which markets interpreted as a one-and-done move.
  • Officials cited spare capacity and weak activity as reasons for easing, with inflation near 3% in the September quarter and projected toward 2% by mid-2026.
  • Markets rapidly repriced: the New Zealand dollar rose about 1% and two-year swaps jumped as expectations for further cuts were trimmed.
  • The decision was the last under Governor Christian Hawkesby before Anna Breman takes office on Dec. 1, and it landed as global traders raised odds of a December Fed cut and watched shifting signals from the BOJ and RBA.