Overview

• RBI’s July 2025 release shows the FI-Index rose to 67.0 in March 2025 from 64.2 in March 2024, marking a 4.3% year-on-year increase.
• All three components—Access, Usage and Quality—registered growth, indicating both broader service availability and deeper customer engagement.
• Sustained financial literacy initiatives underlie the stronger uptake of financial products and enhancements in service standards.
• First published for the financial year ending March 2021, the index consolidates 97 indicators across five sectors to capture multifaceted inclusion efforts.
• Compiled with input from the government and sectoral regulators, the FI-Index serves as a key gauge of policy impact and economic empowerment.