Overview
- Banks reported 5,092 fraud cases totaling Rs 21,515 crore in April–September 2025 on a date-of-reporting basis, RBI said in its Trends and Progress report.
- RBI attributed Rs 18,336 crore of the half-year total to 122 cases reported afresh after re-examination to comply with the Supreme Court’s March 27, 2023 judgment.
- In FY25 by reporting date, the amount involved in frauds climbed to Rs 34,771 crore from Rs 11,261 crore in FY24, while the number of cases fell to 23,879 from 36,052.
- Card and internet frauds declined across bank groups in 2024–25 in both count and value, while advances-related frauds accounted for a larger share of the amount involved.
- Private banks constituted 59.3% of cases, whereas public sector banks accounted for 70.7% of the amount; banks also withdrew 942 earlier fraud cases worth about Rs 1.28 trillion after review.