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RBI Redeems 2017–18 SGB Series VI at Rs 12,066, Delivering About 317% Return

The RBI set a Rs 12,066 redemption price for the 2017–18 Series VI, crystallizing eight-year gains for holders.

Overview

  • Final redemption for Sovereign Gold Bond 2017–18 Series VI took place on November 6, 2025, with the RBI fixing the payout at Rs 12,066 per unit.
  • Based on the issue price of Rs 2,895 for digital applicants (Rs 2,945 offline), investors realize roughly a 316–317% gain, excluding the 2.5% annual interest.
  • The redemption price was calculated using the simple average of IBJA closing prices on October 31, November 3 and November 4, as specified by the scheme.
  • SGBs pay a fixed 2.5% yearly interest that is taxable, while capital gains on redemption are exempt for individual investors under scheme rules.
  • Gold has surged over 50% in 2025 to above $4,000/oz, pressuring jewellery demand and boosting financial flows into gold ETFs and loans, as separate reporting also cites a Rs 93,284 crore calculated capital loss to the government from SGBs excluding interest.