Overview
- Banks are closed on December 1 in Arunachal Pradesh and Nagaland for State Inauguration Day and Indigenous Faith Day, as listed by the RBI.
- Maharashtra has declared December 2 a paid holiday for municipal council and nagar panchayat elections, which may affect local branch operations.
- Goa observes closures on December 3 (Feast of St. Francis Xavier) and December 19 (Goa Liberation Day), while Sikkim closes on December 20 and 22 for Losoong/Namsoong.
- Meghalaya banks shut on December 12, 18 and 30, and Christmas-period closures span December 24–27 in Mizoram, Nagaland and Meghalaya, with December 25 a nationwide holiday.
- The RBI lists 18 closure days in December including Sundays and second/fourth Saturdays; online banking, UPI, ATMs and NEFT/RTGS remain available as branches elsewhere operate normally on non-listed days.