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RBI Cuts Repo to 5.25% After Unanimous Vote, Upgrades Growth Outlook

Policy support now leans on open market injections alongside a three-year $5 billion dollar-rupee swap to speed transmission.

Overview

  • The Monetary Policy Committee voted unanimously to reduce the policy rate to 5.25% and kept its stance neutral.
  • The RBI lifted its FY26 GDP forecast to 7.3% and reduced its inflation projection to 2%, citing softer price pressures from improved food supplies.
  • The central bank scheduled Rs 1 lakh crore of OMOs on December 11 and 18 and launched a three-year $5 billion USD/INR buy-sell swap expected to inject roughly Rs 45,000 crore and lower forward premia.
  • Market strategists see equities staying range-bound with near-term gains capped around 2–3%, with autos and real estate poised to benefit as banks face pressure on net interest margins.
  • SBI Research calls the easing unusual given strong growth and very low inflation, notes a surge in non-financial corporate bond issuance to Rs 2.2 lakh crore between April and October, and projects growth above 7% in the coming quarters with a full-year outcome near 7.6%.